Free Website SEO and Traffic For Beginners

This do-it-yourself quick-start guide will help beginning website owners set up their own SEO and increase their website traffic quickly and for free. No history or elaborate explanations will be found here. This article explains a simple, easy to implement, generic way of doing a specific SEO plan yourself. This step-by-step guide will show you how to set up some good, safe, white hat SEO/Traffic on your new or existing website with the least amount of effort in combination with the easiest-to-use free online resources.Let’s begin:1. FIND YOUR KEYWORDSa. Are you a local business/service or more global?i. Local examples will be demoed with the following example business:Mr. Kung Fu’s Karate School in Seattle, WA, USA.ii. Non-Local examples will be demoed with the following example business:Susie Smith’s Arts & Crafts Blogb. Time to think like a potential customer. What word phrase would you expect someone to type into a search engine (like Google) and have your website come up listed on the first page of results?i. Local businesses owners, be sure to include geographic words. For example, Mr. Kung Fu might use: ‘Seattle Karate’ or ‘Seattle Martial Arts’. He might also use a specific suburb of Seattle instead (like ‘Redmond’ or ‘Duvall’).ii. Non-Local businesses owners, like Susie Smith, might use: ‘home arts and crafts’, ‘home decorations’, or ‘arts and crafts ideas’.c. Use the Google AdWords Keyword Tool ( to help you find the best keyword phrases for you. Pay attention to LOCAL and GLOBAL search volumes that best represent your market. WARNING: The more popular your keyword phrase is, the more competition you will probably have. If it’s too popular, you probably won’t make the first page of any search engine results. Try to use more specific keyword phrases whose search volume is below 40,000 a month.d. Pick the TOP SIX best keyword phrases for you. Write them down in order of importance. Keep the list handy – you will use them later on in this article.2. PUT IN YOUR WEBSITE TITLEa. Find the HTML tags at the top of each of your HTML pages in the HEADER section. Your title will go between these two tags.b. Enter in your TOP THREE keyword phrases (in order) here separated by the ‘pipe’ character ( | ) and save it. Redundant words only need be used once here. See the example below how the words ‘Seattle’ and ‘Home’ are only used once but apply to other keyword phrases:1) Mr. Kung Fu: Seattle Karate | Martial Arts | Self Defense2) Susie Smith: Home Arts And Crafts | Decorations| Ideas3. PUT IN YOUR WEBSITE KEYWORDS & DESCRIPTIONa. For HTML Websites – Find the HTML tags and at the top of each of your HTML pages in the HEADER section. Your keywords and website description will go between these two tags respectively.b. Type your SIX keyword phrases into the keyword section. Separate each phrase with a comma. Here it’s OK to have redundant words in your phrases. For example:1) Mr. Kung Fu would type: Seattle karate, Seattle martial arts, Seattle self defense, etc.2) Susie Smith would type: home arts and crafts, home decorations, arts and crafts ideas, etc.d. Type 3-5 sentences into your website description section that describe your business/service. Try and insert the TOP THREE keyword phrases into your description content. Be sure to do so in a way that is readable and natural-looking, otherwise it will look like you are ‘keyword stuffing’.4. CREATING YOUR HOME PAGE (LANDING PAGE) CONTENTa. Without diving too much into how to create an effective landing page design let’s just focus on the SEO aspect of the landing page. Your landing page is your most important page, so we need to include your keyword phrases here in your content. Your top three keyword phrases should be included more than once. Insert your keyword phrase in a readable and natural-looking way to avoid looking like you are “keyword stuffing”. Try and do so with the least amount of content you can. If you insert more of your keyword phrases than what I recommend, you run the risk of getting penalized, so don’t do any more than what is listed here. Insert them the following way:i. Your #1 Keyword Phrase – insert it in 4 different places.ii. Your #2 Keyword Phrase – insert it in 3 different places.iii. Your #3 Keyword Phrase – insert it in 2 different places.iv. Your #4, #5, & #6 Keyword Phrase – insert once.b. Content Ideas – You might find it hard to come up with enough content to insert your keyword phrases naturally. It is a delicate balancing act. If you create too much content, new users to your website will leave (nobody really wants to read all that stuff). But then again, you need some content for SEO purposes. Here are some valid content ideas that will help you get your SEO keyword phrases in without overfilling your landing page with useless babble.i. Write a brief description of what your business/service does. When someone first comes to your website, you need to let them know right up front what you do and how you can help them with their needs. A general description of your business/products/services is useful to new visitors to your website as well as a great place to sprinkle in some SEO keyword phrases. Again, don’t go overboard. Keep it simple.ii. Insert a few images – Images are a great way to break up the monotony of large amounts of content as well as get a few keywords in. Every image you insert into your content area allows for a TITLE and an ALT tag description. Slap one of your keyword phrases in. Use the same phrase for both tags. Make the image a clickable anchor linking back to your landing page.iii. Testimonials – Testimonials are great. Get a few from some of your clients/customers and add them to your landing page. “Tweak” them slightly to include your keyword phrases (if your client/customer doesn’t mind). Try not to go overboard on these. Include too many and people will get bored and leave.iv. Awards/Articles – Show off any awards and/or articles you may have about your business/service. Write in a few quotes from them into your content. ‘Tweak’ them to accommodate some of your keyword phrases. Be careful not to alter them too much… they are quotes after all. If you misquote an article, you might get some backlash from the writer. Make sure any changes you make are very subtle and don’t alter the author’s intended message.5. PUT KEYWORDS IN YOUR WEBSITE’S FOOTERa. There are a thousand ways to implement internal links, but to keep things simple, just create three links in your website’s footer using the TOP THREE keyword phrases to point back to your lading page. With most website builder tools, the footer is ‘static’ and will appear on every page, so these links will be on all your pages. Here is the keyword phrase that our examples might put in their footer. Remember, these would be set up as three separate links pointing back to the landing page:1) Mr. Kung Fu: Seattle Karate | Seattle Martial Arts | Seattle Self Defense2) Susie Smith: Home Arts And Crafts | Home Decorations| Arts And Crafts Ideas6. ADDING YOUR WEBSITE TO FREE DIRECTORIESa. Free directories are pretty much worthless. Don’t waste your time. Some paid directories are worth it, but they are NOT free. This article is about FREE SEO. There is only one free directory that is worth submitting your URL to: DMOZ ( Be sure to drill down into the LOWEST category you think your website falls under, THEN click on the ‘Suggest URL’ link at the top. Unfortunately, they are so overloaded that it may take months before they list your website. But… if/when they do, it’s very good SEO points for you!7. EXTERNAL LINKS TO YOUR WEBSITEa. Links from other websites to your website is the best way to help with SEO. If you have any friends or acquaintances that have a quality website you trust, ask them if you can put a link to your website on theirs. Be sure to use one of your TOP THREE keyword phrases as the link phrase that points to your website landing page.b. If you don’t know of anyone who has a website, then don’t worry about it. Skip down to the next step. DON’T GO LOOKING FOR LINK EXCHANGES WITH STRANGERS. If you go looking for websites you don’t know to post your link on, you will probably hurt your SEO more than help it. Because you are a newbie to SEO, people will take advantage of you. SEO is a complex thing to learn and you probably don’t have the time to master it. It’s best you just avoid trying something like this all together.8. SOCIAL BOOKMARKINGa. There are hundreds of social bookmarking websites. For the sake of simplicity, we will only submit your website URL to 5 of the better ones. You will need to create an account on each of these (if you do not have one already). You might want to add their ‘bookmark button’ to your browser toolbar as well for future ease of use.i. Digg ( )ii. ( )iii. StumbleUpon ( )iv. Reddit ( )v. Propeller ( )b. Look for the ‘submit link’ or ‘submit website’ link/button once you are logged into each of these website. Submitting your website link to each of these will usually consists of providing the following information:i. URL – The ‘www’ address that people type in the address bar of their browser to get to your website.ii. Title – Your website’s title.iii. Description – A brief description of your website. You might want to use the same description you created earlier for your website’s Description Meta Tag.iv. Keywords – Use your SIX keyword phrases here, separated by a ‘comma ‘or a ‘space’. Look at the label on the form, it should tell you how to separate word phrases.9. JOIN LINKED-INa. There are thousands of social/professional networking groups/forums you can join, but to make things simple, we are just going to join this one: Link-In ( ). Create an account with them (if you have not done so already). Be sure to include a link to your website in your profile. Put as much valid information into your profile about your business/services as you can. The more professional you make your profile, the better.b. Login and search for groups to join. This is what makes Linked-In such a great tool. Look for other groups of people that have the same business interests as you and join their groups. There will probably be lots of groups to pick from. Try and go with the ones that have the most relevance and/or members. Don’t overdo it. To begin with, let’s just stick to around 5 groups. If you feel you can handle more later, then you can join some more then. When searching for groups, try and think beyond just what your business focuses on. For example, Mr. Kung Fu would probably search for ‘karate’ groups or ‘martial arts’ groups first. But he might also want to look for ‘small business’ groups.c. Wait for your group invitation to be accepted. Once you request to join a group, it might take hours or days before you get accepted. Be patient.d. Look for friends and associates to link to. You can search for people you know and send requests to them to join your network of contacts. This is a great way to find old friends and business acquaintances. Tell them about your new website! Find out what groups they have joined. You might want to join the same groups!e. Post an introduction of yourself to each group you get accepted to. As you get accepted into each group, go into the ‘Discussions’ page and add a discussion introducing yourself and what it is you do. Then ask for a website review of your new website and post a link to it (be sure to include the ‘http’ at the beginning of your link – this will make it clickable). This is completely legit and a very acceptable thing to do. Just don’t go overboard on your intro. Keep it to only a few sentences. Here is an example what Mr. Kung Fu might post as his first discussion:Introduction and Website ReviewTitle:Post: Hello, my name is Mr. Kung Fu and I just wanted to introduce myself. I own a small martial arts school in Seattle, WA. I have about 35 students and have been in business for about 14 years. I look forward to discussing martial arts and karate with everyone in the group. I just created my first website and would appreciate any feedback you could provide. Here is the link: http://….. Thanks!10. JOIN YAHOO! ANSWERSa. Join Yahoo! Answers ( ) if you have not done so already. You will be answering people’s questions that relate to your website/business.b. Do an ‘Advanced’ search. Fill in each section of the advanced search as follows:i. Keywords – Enter in keywords that relate to what your website/business is about. Make sure the ‘Search for keyword match in’ is set to ‘Questions’.ii. Category – Pick the category that relates to what your website/business is about. If you can’t find a good category, just select ‘All’.iii. Filter – pick the one that fits your needs.iv. Question Status – select ‘Open Questions – Best answer has not been chosen’.v. Date Submitted – Set to ‘Anytime’.c. Submit your search. If no results come back, keep modifying your keywords till you start getting results that you feel comfortable answering.d. Answer 5-10 questions. In the form you fill out for the answer, there is a ‘What’s your source?’ textbox. Put the URL to your website here. Make sure to include the ‘http://’ in your URL. This makes it ‘clickable’. Don’t worry about having the perfect answer (or even the correct answer for that matter!). All answers are just opinions for the most part.11. WRITE AN ARTICLEa. Article websites are a place where people provide information to others on how to do things. There are hundreds of article websites you can submit articles to. For the sake of simplicity, we will use just one: EzineArticles ( ). Join this website if you have not done so already. Fill out all your PROFILE information. Upload a professional looking photo of yourself if you feel comfortable doing so.b. In your Profile admin page, under the ‘Profile Manager’ menu, click on the ‘Edit Author Resource Boxes’. Here is where you put links to your website and write a brief resource description about your website/company.i. Watch the ‘Learn How to Create the Perfect Resource Box’ video on this page.ii. Include your TOP TWO keyword phrases (no more than this) that link back to your website sprinkled in with your Resource description.iii. You will have to write the links as ANCHOR CODE. In the following examples, I will use ‘brackets’ to indicate what keyword phrases would be converted to anchors linking back to their respective websites:1. Mr. Kung Fu – Mr. Kung Fu is owner of a [Seattle Karate] school called ‘Mr. Kung Fu’s Martial Arts’. He has been in business teaching [Seattle Martial Arts] for over 14 years. He has a 5th Degree Black Belt in Kung Fu.2. Susie Smith – Susie Smith is the owner of the [Home Arts And Crafts] website called ‘Susie Smith’s Online Crafts’. Her website is an excellent resource for [Home Decoration] ideas as well as other arts and crafts.c. Now write an article relating to your website/business. It has to be at least 250 words long (that’s not very long). You don’t need to be an expert to submit an article. Most, if not all, articles are just people’s opinions on how to do things. Write something that relates to what your website/business is about. For example:i. Mr. Kung Fu might write about the ‘Benefits of Martial Arts Training’ or ‘Top 5 Reasons to Get Your Children into Martial Arts’.ii. Susie Smith might write about ‘Family Fun Making Homemade Christmas Ornaments’ or ‘Top 5 Craft Gift Ideas for Valentine’s Day’.d. DO NOT put links to your website in your Article content. They will be removed from your article content or even worse, your article may not get published at all. Your links will be displayed in your ‘Resources’ section you completed earlier.e. Submit your article and wait. It might be a few days before they approve it. Be patient.12. CONVERT YOUR ARTICLE TO A BLOG POSTa. Many website builders have a Blog built into their websites. Other users will need to find a blogging website to join.b. Copy your article content and paste it into your first blog post. Here you have more flexibility creating links, so you go ahead and ‘tweak’ your content to include the TOP TWO keyword phrase as anchors linking back to your website landing page.13. MASS EMAIL EVERYONEa. Send out a mass email to everyone in your email address book(s) announcing the opening of your new website with a link to it. Ask them to send it to other friends and/or family members they know of that might be interested in it. Word of mouth sometimes does wonders.14. DONE! SIT BACK, RELAX, AND WAITa. It can take a few days for all of this info to get digested by search engines and users. Be patient and wait. If you did everything I listed here, your website will be well recognized by ALL search engines and you will start to see traffic flowing in. Be proud of yourself! You just did hundreds (if not thousands) of dollars worth of SEO work on your website… for FREE! Depending upon which SEO company you might use, everything you just did could easily cost someone a few thousand dollars.b. SEO is an ongoing exercise, however. You cannot just do what I have listed here once and then be done with SEO forever. If you want your traffic to increase and grow, you will need to continue doing some things. Lucky for you, everything you need to continue growing your SEO is already set up! See the next section below on how to maintain your website’s SEO.MAINTAINING YOUR WEBSITE’S SEO1. FOLLOW UP ON ITEM #7 (EXTERNAL LINKS TO YOUR WEBSITE)a. Always keep an eye open for external link opportunities from other websites or web services you know and trust. If a new opportunity arises where you can get a link to your website from one of them, implement it ASAP. Always be sure to use one of your TOP THREE keyword phrases as the text for the link to your website’s landing page.2. BLOGa. Outside of external links to your website, blogging is the next best way to increase traffic & SEO to your website, especially if your Blog is part of your website. Try to post a blog entry at least once a week if you can, no less than once month. Write about broader subjects outside of your smaller website community. Post things that thousands (if not millions) of people might relate to in your industry or that they might be interested in knowing. Make sure it relates to your website. In your blog posts, work in ONE keyword phase of the SIX you created. Try and use the TOP THREE keywords most of the time… but not all of the time. Make that ONE keyword phase an anchor linking back to your website’s landing page. Try and make it the only link in your post if you can, and place it near the top of the post. Make it look natural and not like you are ‘keyword stuffing’.3. SOCIAL BOOKMARK YOUR NEW BLOG POSTa. If your blog post is something that might interest others outside of your local network, you should Social Bookmark it (see item #8 above). Instead of putting in your website landing page as the URL, put in the link to your blog post. Do this for all 5 social bookmark websites listed above. If you have more time to kill and want to expand your SEO, try using Social Marker ( ) to submit your blog post URLs to 50+ social bookmarking websites.4. USE LINKED-IN TO POST LINKS BACK TO YOUR NEW BLOG POSTa. Login to Linked-In (see item #9) and post a new discussion in each of the groups you joined telling people to check out your new blog post. Make sure it is relevant to the group and something they might be interested in. If it is not, then don’t post it. Also, don’t forget to add the ‘http://’ to the beginning of your link to make sure it is clickable.5. CONVERT YOUR NEW BLOG POST TO AN ARTICLEa. This is a flip on what you did for item #12. Instead of converting your article to a blog post, you will do just the opposite: Convert your new blog post to an article. Login to your article website (see item #11) and submit your blog post to it. Again, be sure that it is relevant to something that people might want to read an article about. If it is not, then don’t submit it. For instance, if Mr. Kung Fu posted a blog post about his team winning a local tournament in Seattle, you would NOT want to post this as an article. However, if Mr. Kung Fu wrote a blog post about ‘How to prepare For a Karate Tournament’ that would be something that would interest readers outside of his local community and he could post to an article website. Use good judgment to figure out if you should submit your post as an article.6. ANSWER MORE ‘YAHOO! ANSWERS’ QUESTIONS.a. Once a week try to answer 5 – 10 Yahoo Questions (see Item #10 above). Add a link back to your website’s landing page in the ‘What’s your source?’ text area. Be sure to always include the ‘http://’ at the beginning of the link to make it clickable.7. PATIENCE AND PERSISTENCEa. Patience and persistence will bring you a wealth of SEO and traffic. If you do everything I have listed here at least once every two weeks (or more if you can), I assure you – you will be set within a year. The longer you do it, the more successful you will be! The hard part is being persistent and doing it as often as possible. If you keep it up, your website will thrive, I promise you!

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Health Care Attorney – How To Find Legal Help With Your Healthcare

No matter how much we find ways for it not to happen; our family or at least one of them, including ourselves, can no not just stay away from getting sick any moment.As human beings, though how much we try to stay healthy, we are still very susceptible to the threats of serious ailments and other chronic disease as well to damaging accidents. To make things worst, availing the appropriate treatment and the needed medical attention is not an easy task and usually becomes a struggle especially for someone who does not have any health insurance or not covered by any health program. That is why it has become practical for many people to at least get the services of a provider despite their expensive cost.Many people find it advantageous to have a medicare provider in case of emergency. As long as a person is ensured by a certain program; that person is guaranteed to have the proper treatment and the necessary medical attention he or she deserves. It is no secret why the industry is one of the most money-spinning markets of today.The quantity of money involved and that can be earned from people who are searching for a  insurance is enormous, considering the verity that getting a  insurance now has become more of a luxury rather than a right.With the great amount of money involved in this industry, there is no wonder why there are now a lot of  providers with each offering a different program, coverage and of course, payment scheme. The great profusion of  providers has made it more complicated for ordinary citizens to make a decision regarding on the provider they want to go with. Given that there are many providers; it is has become a harder challenge to spot or draw the distinction between a good one and a fraudulent one. Since subscribing into a healthcare program is an expensive thing; we must be more knowledgeable on the ways on how to find the best provider that can provide us with the kind of health care we desire. Furthermore, a lot of providers are known for their notoriety at getting a piece of uninsured people’s hard earned money. They are continually making false advertisements and issuing false statements just to attract a good number of people to avail of their services. These health care insurance companies make it more complicated for their clients to process their claims by making the procedure difficult for ordinary people to comprehend.Moreover, if it happens that a client of them is successful in processing his claim, these insurance providers try to pay as less amount as possible.In searching for the best healthcare provider it would be better if we go out trying to look for help. When it comes to making deals with these healthcare providers, it is entirely helpful if we will hire the services of a health care attorney.A health care attorney can provide us with a lot of help in finding a good health insurance company and in dealing with all the legal matters involved in availing a health insurance. With the aid of these attorneys, we can get the needed guidance in choosing the right insurance company that can provide us with the best  coverage.Health care attorneys have the expertise in the health care law. They are experts in handling cases involving the provision of services and other related benefits.They can guarantee us with the legal help in dealing with health insurance companies if ever we get into trouble in making our claims.In finding the perfect  provider it would not hurt or it would be probably better if we go out searching for help. With the help of a health care attorney, we can be provided with the proper guidance in picking the right insurance companies that can provide us with the best  coverage. These attorneys are experts in health care law. They can easily handle cases involving the provision of services and other related benefits.

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Small Business Health Care Plans

There are some things you need to know before buying self employed health insuranceMost important: although it is tempting because of the high costs involved, you should not ignore health insurance Without a proper health insurance a health problem can hurt you and your business in numerous ways.1] Your Health If you are self employed or own a business, and get ill or injured, you need to be back on your feet as fast as possible to keep your business from losing customers. A good health insurance will ensure you of being able to pay for the proper care. That way your recovery should not take a day longer than necessary.2] Your Money Treatment and medications can be expensive. Even if you can afford to pay huge medical bills, a health insurance may be a healthy choice. Without health insurance a series of medial bills may interfere with the growth of your business because a lack of sufficient funds.In other words: About the only choice you should not make is to ignore health insurance You need to protect yourself, your family, and your business. The sad fact is that unexpected medical bills combined with inadequate coverage cause the majority of bankruptcies.When you do decide the time has come to find health insurance suitable for a self employed person, you will face many choices. You need to find something that combines the best benefits and the lowest cost, although ‘lowest’ cost can be considered a poor choice of words. Let’s face it, any health insurance is expensive. Being self employed, you will likely discover that the rates for health insurance are even higher because you have to buy an individual policy rather than a group policy.Never do it alone. You may decide to choose a service on your own but you should at least talk to a health insurance agent. The agent can give you accurate information on the best package for your needs.There are three basic types of health insurance: health maintenance organization (HMO), preferred provider organizations (PPO), and Point of Service (POS). Each type provides different levels of protection at different costs.HMOs are the cheapest. With HMO, you need to choose a primary care provider. This means that if you need health care, the care must be authorized by your primary care provider as well as the HMO. As well, there are dangers inherent in this system. While this is the cheapest route, the service you get might be more limited than you realize. HMO’s have the reputation of not providing coverage for many illnesses and procedures.A PPO costs a little more but with this service you can choose from several different providers. These providers are all in the same network and the range of coverage is wider so if you have to go outside the providers chosen, your costs will be less.The POS health insurance plan combines element of HMO and PPO. You have to choose a primary care physician but the POS plan allows you to go outside the system if you need special care. POS is cheaper than PPO but like the HMO, if you have to go outside of the provider, your out of pocket costs will be higher.The best advice is to do your homework before choosing a health care insurance plan. The important thing to remember is that you must have insurance. Otherwise you are running the risk of losing everything.

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Commercial Real Estate Investing

Investing in commercial property may open a whole new area of financial ventures for the savvy real estate investor. Opportunities abound in multi-family units, office buildings, warehouses, retail shops, car washes, laundromats, mobile home parks, hotels, apartments, strip malls and more.The obtaining of commercial property financing is usually more extensive and time consuming than for a residential loan. Guidelines for underwriting a commercial loan put more emphasis on the income that the property produces than on the borrower’s ability to repay the loan. Lenders rely on the income history and stability of the property to determine future income. Also considered, although less important, is the credit history, assets and financial strength of the borrower.When applying for a commercial loan the previous two years and year-to-date financial information concerning the property need to be considered. This data is put into a format commonly known as a Pro Forma Operating Statement. This is probably to most important single document in the application process. A Pro Forma Operating Statement is the operating budget for the property which lists the rents and any other income such as laundry, parking, etc. and also all expenses from advertising to management fees to utilities. Your lender can supply you with this standard form and help you or the seller complete it correctly.Also of importance to the lender is the Loan to Value Ratio and the Debt Service Coverage Ratio, (DSCR). The DSCR is how much of the proposed monthly payment will be covered by the net operating income as calculated on the Pro Forma Operating Statement. Lenders prefer to see 100% coverage and on some properties a 120% coverage is required. On purchases this determines the amount of down payment required and the terms of the proposed loan and for refinancing, the loan-to-value allowed and how much “cash-out” may be received, if any.Commercial lending is not regulated or overseen by HUD so RESPA does not apply. Don’t expect to see your typical forms such as a standard residential loan application, Good Faith Estimate or Truth in Lending disclosures. Also be aware that closing costs may be much higher than residential loans because of specialized appraisals, environmental reports, attorney’s fees and other costs for special services rendered.There are also loans for borrowers or properties that may fall outside of the traditional commercial lending guidelines. They typically require 30% down (seller carry backs are allowed up to a 95% combined loan-to-value or a 70% loan-to-value if refinancing. Some lenders even offer commercial “Stated Income-Stated Asset” programs. These usually have loan limits of $600,000. With a reduced loan-to-value, credit scores as low as 550 may even be allowed. No IRS 4506 form is required to be signed. You can close in the name of a corporation, trust or LLC and “cash-out” is allowed on refinancing. Fixed rates and ARM’s are available.Commercial real estate may be worth exploring and it just may be one more way to expand your investment and real estate portfolio.Adrian Skiles, GML

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Commercial Real Estate For Business Owners

With interest rates now at historically low levels and the United States economy growing at a strong pace, many business owners have been considering the purchase of commercial real estate for their business locations. The benefits and drawbacks to commercial real estate ownership vary from business owner to business owner but potential buyers should educate themselves about the obvious and sometimes hidden benefits to the ownership of a commercial property. Below are some of the major benefits to ownership as opposed to leasing a commercial space.Tax DeductionsFor many business owners one of the primary benefits of commercial real estate ownership are the tax deductions that can be taken on the interest portion of the monthly commercial loan payment. These deductions can be substantial and each business owner should consult a qualified tax specialist about their unique situation.Equity AppreciationOn average, commercial real estate properties will appreciate about two to three percent above inflation over the long term. This equity appreciation can result in significant financial gains over a period of decades.A Retirement FundMany small business owners will not receive a pension when they decide to retire. The equity appreciation on commercial property can be significant. An owner can decide either to sell their property at retirement, cashing in on equity appreciation or lease it to another business for a continuous retirement income stream. In fact, in many situations, a business owner may be able to lease out an unused portion of his property, such as a spare office, before retirement for additional income.Added Value To BusinessAs opposed to residential loans, many commercial loans are assumable. This makes the business and real estate much easier for a buyer to acquire and enhances the value of the business tremendously.No Taxes To Pay On Your RentWhen a business leases their real estate they must pay sales tax on the rent paid to the landlord. When you own the real estate there is no tax to pay on the rent. The savings can be significant.Easy Access To FinancingGreat fixed rate loans for terms up to 30 years are now available for owner occupied commercial properties. In fact, in some instances, with strong financials, a business owner may qualify for loan financing up to 100% of the purchase price for his commercial real estate. Business owners should consult an experienced commercial mortgage adviser before making an offer on a commercial property.In addition to the easily tangible benefits outlined above the business owner who purchases a property to house his business location will be able to have the satisfaction that only comes with ownership and he won’t be making his landlord rich.

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